Should Couples Combine Their Finances? To consolidate or not: that is the question.   Provided by «Paul Serwinek»   Some couples elect to consolidate their personal finances, while others largely keep their financial lives separate. What choice might suit your household?   The first question is: how do you and your partner view money matters? […]

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SAVING MONEY

Money Habits That May Help You Become Wealthier  Financially speaking, what do some households do right?  Provided by «Paul Serwinek» Why do some households tread water financially while others make progress? Does it come down to habits? Sometimes the difference starts there. A household that prioritizes paying itself first may end up in much better […]

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HOW TO START A SAVINGS PLAN

Dear «FRIEND», Just touching base with you, letting you know that I am ready to help and lend objectivity and guidance when it comes to financial matters. Much of my work is also about helping people ramp up their retirement planning – they reach a point where they become more serious about growing and protecting […]

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ECONOMIC UPDATE MARCH, 2018

«PAUL SERWINEK» Presents:   MONTHLY ECONOMIC UPDATE   MONTHLY QUOTE     “We cannot fail to win unless we fail to try.” – Tom Clancy     MONTHLY TIP   Some employers offer flexible spending accounts for child care. Married joint filers and heads of household can defer up to $5,000 per year (or the amount of […]

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KEEPING THIS CORRECTION IN PERSPECTIVE

Keeping This Correction in Perspective After 20 months of relative calm, this volatility needs to be taken in stride.  Provided by «representativename»  Are you upset by what is happening on Wall Street? It may help to see this pullback within a big-picture context. Corrections have become so rare as of late that when one occurs, […]

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ECONOMIC UPDATE 2-12-2018

­PAUL SERWINEK:   WEEKLY ECONOMIC UPDATE     WEEKLY QUOTE   “Understanding human needs is half the job of meeting them.”       – Adlai Stevenson            WEEKLY TIP   Risk and reward go hand in hand when investing. For that reason, it is crucial to define your risk tolerance limits. When investors lose their tolerance, […]

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MARKET DROP

This week, the Dow Jones Industrial Average dropped in a way that it never had before. Monday, the benchmark fell 1,175 points, taking the greatest tumble in its long history. At one point, it was down 1,500 points during the trading day.1,2   While Monday’s Dow loss was indeed severe, it was not as catastrophic […]

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