Financial Advice / Securities / Mutual Funds

A Strategy built on investor needs and goals   FREE CONSULTATION

Staying committed to a long-term plan is essential for investment success. Our objective-based framework allow investors to separate the assets into conservative models where they want to minimize risk during market declines from the assets they’re willing to subject to more volatility to pursue longer term goals. This commonsense approach seeks to provide a prudent long-term investment plan – especially during challenging markets.

It’s about you

It’s human nature for investors to put the markets first when choosing investments for their portfolios. In fact, investors often base their portfolio allocations on current or forecasted market conditions. As we witnessed during the last decade, markets can change quickly and dramatically, leaving some investors with portfolios that don’t meet their needs.

An alternative approach is to base your investments and securities on your needs and goals. To accomplish this, you and your financial adviser will divide your assets into one or more of the following objectives:

  • Preservation
  • Balance
  • Appreciation

The next step will be to select diversified investments to help you pursue specific needs and goals within each objective.

As time goes by, your needs and goals are likely to change. As a result, you and your financial adviser will want to evaluate and possibly adjust your objective allocations.

 

It’s important to keep in mind that diversification does not eliminate the risk of investing; losses are possible in a diversified portfolio. Like other investments, Preservation investments can lose value. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

What’s an Annuity ?

  • You put money in, either all at once or in payments.
  • Your money grows tax-deferred. (Variable annuity growth is subject to market risk.)
  • You get your money back after a period of time either in a lump sum or in the form of payments. You choose how long.

There are many options:

  • FIXED DEFERRED ANNUITIES
  • FIXED INDEXED ANNUITIES
  • VARIABLE DEFERRED ANNUITIESINCOME ANNUITIES

SECURITIES offered through SIGMA FINANCIAL CORORATION, Member FINRA/SIPC